The Gun Crew offers a very attractive layaway package. Please bid on the item as you normally would. There is no need to tell us prior to bidding you would like to use our layaway option. The initial deposit needs to be 20% of the item's shipped price. As long as the item is paid for within one month, there is no service fee! If the item isn't paid after the first month, a 3% service fee is charged each month going forward on the remaining balance. The item can be kept on layaway forever as long as the service fee is paid each month. Credit Card payments are subject to a 3% charge. An item and money paid are considered forfeited if no monies are collected within a 60 day timeframe. Layaway items and monies paid towards them are non-refundable and non-transferable.